I am looking at my home insurance options and trying to understand what affects the cost of protecting a property in Texas. I have been comparing homeowners insurance Texas policies and paying attention to dwelling coverage personal property protection and liability limits. I also want to learn how the age of a home its location and the deductible can influence the premium. Before choosing a policy I am planning to review the coverage details and compare a few quotes. I would like to make an informed decision based on both the price and the protection included.